Our Client Centered Process: Your Strategic Advantages

Beauport Financial Services is an independent, locally owned, fee-based only advisory, wealth management firm committed to assisting our clients to achieve clarity and peace of mind for their financial future.

Beauport Unique Experience…our core principal “where care meets craft” informs all we do together with our valued clients in determining opportunities they want to advantage, identifying potential areas of risk, and by leveraging the strengths of their financial assets.

Starting Point

We start our proprietary, client-centered process by crafting a Clear Expectation Letter™ presenting how we partner with you to gain an understanding of your financial aspirations. Together we set goals to realize through an actionable plan, and implement the steps to achieve financial independence. This activity is recorded in a fully transparent written engagement agreement.

Detailed Processes

The processes we engage to accomplish your financial goals are by creating custom recommendations:

to maximize after tax income
to incorporate levels of guarantees you can rely on

Retirement Planning

R.I.S.K Process … our proprietary discovery process to ensure the success of retirement income distribution.

-We simplify the complexity of retirement planning

-We pinpoint the best ideas and strategies to accomplish your goals

-We collaborate with your other advisors to develop clear implementation steps

-The result, a personal, effective Retirement Income Survival Kit that:

transitions you retirement savings to income allocation
determines your sustainable withdrawal rate throughout retirement
accounts for the key retirement risk factors

Wealth Advisory

The Optimized Portfolio System® (TOPS) …with the evaluation of risk tolerance and targeted investment objectives, our proprietary TOPS platform provides our clients with a diversified, low cost and tax efficient investment program.

–Our active indexing investment philosophy harnesses the power and efficiency of Exchange Traded Funds (ETFs)

–Measuring progress…each client’s customized Investment Policy Statement guidelines measure progress at each face-to-face review.

-The result …TOPs gives our clients confidence that:

You have taken the right level of risk
Your assets are diversified to meet specific goals and time horizons
Your investments are avoiding unnecessary taxes
Your accounts are being regularly rebalanced re: risk exposure
Your accounts are held at either Charles Schwab or TD Ameritrade to leverage and utilize industry best technology and institutional level talent.

Legacy Planning

The tax advantage benefit of life insurance makes it a desirable legacy planning instrument.

Our Life Insurance Policy Management Statement documents all insurance recommendations, when appropriate, and is created after determining if and how insurance solutions may decrease your risk and / or provide levels of protection and legacy guarantees for your heirs.

Our Unique Underwriting Advocacy Process™ maximizes the opportunity to gain the absolute best insurance pricing with policies our underwriting team recommend our clients.

–We use investment process parameters to survey the market before coverage recommendations designed to meet each client’s identified needs.

–We proactively advocate on behalf of our clients in financial markets to gain favorable underwriting offers with the industry’s leading carriers, effectively lowering insurance costs.

Our National Producer Group

Beauport is part of a 50-year old national producer group of leading independent firms nationwide as a member of broker-dealer Valmark Securities, Inc. and Valmark Advisers, Inc, a registered investment adviser. Valmark member firms have an estimated $42 billion of life insurance in force and $12 billion of assets custodied or under management through Valmark Advisers and its affiliated RIAs. Our clients benefit from the buying power and technical expertise of Valmark Securities, Inc.

Welcoming your call to schedule an introductory conversation

978-283-0748